:root {
      --site-max: 1320px;
      --site-pad: 80px;
    }

    * {
      box-sizing: border-box;
    }

    html,
    body {
      background: #fff;
      color: var(--color-ink);
    }

    body {
      font-family: var(--font-body);
    }

    /* ---------- nav (shared with Home) ---------- */
    .nav {
      position: sticky;
      top: 0;
      z-index: 50;
      background: rgba(13, 33, 67, 0.92);
      -webkit-backdrop-filter: saturate(160%) blur(12px);
      backdrop-filter: saturate(160%) blur(12px);
      color: #fff;
      border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    }

    .nav-inner {
      max-width: var(--site-max);
      margin: 0 auto;
      padding: 18px var(--site-pad);
      display: flex;
      align-items: center;
      gap: 40px;
    }

    .nav-brand {
      display: inline-flex;
      align-items: center;
      gap: 12px;
      font-family: var(--font-display);
      font-weight: 700;
      font-size: 16px;
      color: #fff;
      border: 0;
      text-decoration: none;
    }

    .nav-brand img {
      height: 28px;
      width: auto;
      display: block;
    }

    .nav-brand small {
      font-family: var(--font-ui);
      font-weight: 500;
      font-size: 11px;
      letter-spacing: 0.12em;
      color: rgba(255, 255, 255, 0.55);
      text-transform: uppercase;
      margin-left: 2px;
      padding-left: 12px;
      border-left: 1px solid rgba(255, 255, 255, 0.18);
    }

    .nav-links {
      display: flex;
      gap: 32px;
      margin-left: auto;
      font-family: var(--font-ui);
      font-size: 14px;
    }

    .nav-links a {
      color: rgba(255, 255, 255, 0.78);
      border-bottom: 0;
      text-decoration: none;
      transition: color var(--motion-fast) var(--ease-standard);
    }

    .nav-links a:hover {
      color: #fff;
    }

    .nav-cta {
      font-family: var(--font-ui);
      font-weight: 700;
      font-size: 13px;
      padding: 10px 20px;
      border-radius: var(--radius-pill);
      background: var(--color-primary);
      color: #fff;
      border: 0;
      text-decoration: none;
      transition: background var(--motion-fast) var(--ease-standard);
    }

    .nav-cta:hover {
      background: var(--color-primary-hover);
    }

    /* ---------- legal page chrome ---------- */
    .legal-hero {
      background: var(--color-navy);
      color: #fff;
      padding: 120px var(--site-pad) 80px;
      position: relative;
      overflow: hidden;
    }

    .legal-hero::before {
      content: "";
      position: absolute;
      width: 520px;
      height: 520px;
      border-radius: 50%;
      background: var(--color-primary);
      right: -180px;
      top: -220px;
      opacity: 0.78;
      z-index: 0;
    }

    .legal-hero-inner {
      max-width: var(--site-max);
      margin: 0 auto;
      position: relative;
      z-index: 1;
    }

    .legal-hero .eyebrow {
      font-family: var(--font-ui);
      font-weight: 700;
      font-size: 12px;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--color-primary-soft);
      display: inline-flex;
      align-items: center;
      gap: 10px;
      margin-bottom: 24px;
    }

    .legal-hero .eyebrow::before {
      content: "";
      width: 28px;
      height: 2px;
      background: currentColor;
    }

    .legal-hero h1 {
      font-family: var(--font-display);
      font-weight: 700;
      font-size: clamp(48px, 6vw, 88px);
      line-height: 1.02;
      letter-spacing: -0.025em;
      color: #fff;
      margin: 0 0 24px;
      text-wrap: balance;
    }

    .legal-hero .sub {
      font-family: var(--font-body);
      font-size: 18px;
      line-height: 1.5;
      color: rgba(255, 255, 255, 0.72);
      max-width: 60ch;
      margin: 0;
    }

    /* ---------- legal layout ---------- */
    .legal-layout {
      max-width: var(--site-max);
      margin: 0 auto;
      padding: 96px var(--site-pad);
      display: grid;
      grid-template-columns: 240px 1fr;
      gap: 96px;
      align-items: start;
    }

    .legal-toc {
      position: sticky;
      top: 88px;
      align-self: start;
    }

    .legal-toc h4 {
      font-family: var(--font-ui);
      font-weight: 700;
      font-size: 11px;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--color-muted);
      margin: 0 0 20px;
    }

    .legal-toc ul {
      list-style: none;
      margin: 0;
      padding: 0;
      display: grid;
      gap: 8px;
    }

    .legal-toc a {
      display: block;
      padding: 10px 14px;
      border-radius: 10px;
      font-family: var(--font-ui);
      font-size: 14px;
      color: var(--color-ink-2);
      text-decoration: none;
      border-left: 2px solid transparent;
      transition: all var(--motion-fast) var(--ease-standard);
    }

    .legal-toc a:hover {
      background: var(--color-surface-2);
      color: var(--color-navy);
    }

    .legal-body {
      max-width: 760px;
    }

    .legal-body section+section {
      margin-top: 96px;
      padding-top: 96px;
      border-top: 1px solid var(--color-line);
    }

    .legal-body .doc-eyebrow {
      font-family: var(--font-ui);
      font-weight: 700;
      font-size: 12px;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--color-primary);
      display: inline-flex;
      align-items: center;
      gap: 10px;
      margin-bottom: 16px;
    }

    .legal-body .doc-eyebrow::before {
      content: "";
      width: 28px;
      height: 2px;
      background: currentColor;
    }

    .legal-body h2 {
      font-family: var(--font-display);
      font-weight: 700;
      font-size: clamp(36px, 4.2vw, 56px);
      line-height: 1.05;
      letter-spacing: -0.02em;
      color: var(--color-navy);
      margin: 0 0 20px;
      text-wrap: balance;
    }

    .legal-body .doc-meta {
      font-family: var(--font-ui);
      font-size: 13px;
      color: var(--color-muted);
      margin: 0 0 48px;
      padding-bottom: 24px;
      border-bottom: 1px solid var(--color-line);
      display: flex;
      flex-wrap: wrap;
      gap: 24px;
    }

    .legal-body .doc-meta strong {
      color: var(--color-navy);
      font-weight: 700;
    }

    .legal-body h3 {
      font-family: var(--font-display);
      font-weight: 700;
      font-size: 22px;
      letter-spacing: -0.01em;
      color: var(--color-navy);
      margin: 48px 0 12px;
      text-wrap: balance;
    }

    .legal-body h3:first-of-type {
      margin-top: 0;
    }

    .legal-body p,
    .legal-body li {
      font-family: var(--font-body);
      font-size: 17px;
      line-height: 1.65;
      color: var(--color-ink-2);
      margin: 0 0 16px;
      text-wrap: pretty;
    }

    .legal-body ul {
      margin: 0 0 16px;
      padding-left: 22px;
    }

    .legal-body ul li {
      margin-bottom: 8px;
    }

    .legal-body a {
      color: var(--color-primary);
      border-bottom: 1px solid currentColor;
      text-decoration: none;
    }

    .legal-body a:hover {
      color: var(--color-primary-hover);
    }

    .legal-body .callout {
      margin: 32px 0;
      padding: 28px 32px;
      background: var(--color-surface-2);
      border-left: 4px solid var(--color-primary);
      border-radius: 12px;
    }

    .legal-body .callout p {
      margin: 0;
      font-size: 16px;
      color: var(--color-ink-2);
    }

    .legal-body .callout strong {
      color: var(--color-navy);
    }

    .legal-body table {
      width: 100%;
      border-collapse: collapse;
      margin: 24px 0 32px;
      font-family: var(--font-ui);
      font-size: 14px;
    }

    .legal-body table th,
    .legal-body table td {
      text-align: left;
      padding: 14px 16px;
      border-bottom: 1px solid var(--color-line);
      vertical-align: top;
    }

    .legal-body table th {
      background: var(--color-surface-2);
      font-weight: 700;
      color: var(--color-navy);
      font-size: 11px;
      letter-spacing: 0.12em;
      text-transform: uppercase;
    }

    /* ---------- footer (lite, shared vocab) ---------- */
    footer {
      background: #08152C;
      color: rgba(255, 255, 255, 0.6);
      padding: 56px 0;
    }

    footer .wrap {
      max-width: var(--site-max);
      margin: 0 auto;
      padding: 0 var(--site-pad);
      display: flex;
      justify-content: space-between;
      align-items: center;
      gap: 32px;
      flex-wrap: wrap;
      font-family: var(--font-ui);
      font-size: 12px;
    }

    footer .legal-links {
      display: flex;
      gap: 24px;
      flex-wrap: wrap;
    }

    footer a {
      color: rgba(255, 255, 255, 0.6);
      border: 0;
      text-decoration: none;
    }

    footer a:hover {
      color: #fff;
    }

    @media (max-width: 1100px) {
      :root {
        --site-pad: 32px;
      }

      .nav-links {
        display: none;
      }

      .legal-layout {
        grid-template-columns: 1fr;
        gap: 48px;
      }

      .legal-toc {
        position: static;
      }

      .legal-toc ul {
        display: flex;
        gap: 4px;
        flex-wrap: wrap;
        overflow-x: auto;
      }

      .legal-toc a {
        white-space: nowrap;
      }
    }